Additional Cash Management Services

Manage your cash flow efficiently with these additional tools and services.

Our Cash Management tools allow your business to spend less time on administrative tasks — improving your efficiency and your profitability. Choose the service that works best for your needs — all while boosting your bottom line. 


Sweep Account

Maximize the investment of your idle cash with a Sweep Account*. Provides automatic investment of excess funds in an Idaho Independent Bank one-day repurchase agreement that earns competitive interest rates.

  • Maximize earnings by investing idle funds
  • Maintain full access to funds
  • Avoid service charges by maintaining minimal target balance
  • Competitive interest rates
  • Greater control over your account



Save time and money by storing and retrieving checks on CD-ROM. Our imaging service is a cost effective way to reduce time spent reconciling accounts and tracking down payment records.

  • Images stored on CD
  • Increase research capabilities
  • Cost effective
  • Time efficient


Positive Pay

Positive Pay is a fraud prevention tool that allows you to pre-authorize debits against your account. This service allows you to view any items that do not match your pre-authorized debits and choose to either pay or return the items.

  • Business service
  • Effective fraud prevention
  • We only pay checks that register
  • Safe and secure


Automated Clearing House (ACH)

Transfer your business funds in a safe and cost effective way. Our Automated Clearing House (ACH) service allows you to electronically pay state and federal tax payments, make payroll deposits, or collect invoice and billing payments, all with ease.

  • Utilize direct deposit payroll
  • Make direct payments
  • Federal or state tax payments
  • Collect invoice and billing payments
  • Safe and secure
  • Increased efficiency



*Not FDIC insured