Certificates of Deposit (CDs)

A sure return on a secure investment — with a variety of terms to fit your portfolio.


You could gamble with your hard earned money. Or you could bank on a sure investment and wait for it to grow. CDs yield fixed rates without the risk. Simply lock in your rate and wait for your return. We offer various terms to choose from for greater flexibility.

  • Risk-free investment
  • Competitive fixed rates
  • Terms range from 7 days to 8 years
  • Free IndependentAccess® online banking
  • Direct deposit of interest earnings into an IIB deposit account available
  • Penalty for early withdrawal
  • FDIC insured
  • $100 minimum deposit to open

There’s no better timeTO GET STARTED