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Independent Checking

Value-added checking that rewards your life experience.


It’s true that with age comes wisdom, including the wisdom to identify a true premium checking account. Independent Checking is reserved for our customers who are 62 and older, and it’s well worth the wait. With no monthly service charges and several convenient services that make account management easy, you’ll find it’s simple to stay on top of your account.

  • Checking that pays interest on higher balances, exclusive to customers age 62+*
  • No minimum daily balance requirement
  • No monthly service charge
  • Free Visa® debit card
  • Free IndependentAccess® online banking
  • Free online bill pay
  • Direct deposit available
  • Free IIB standard checks**
  • Free 3" x 5" safe deposit box for one year***
  • $50 minimum deposit to open

There’s no better timeTO GET STARTED

*Primary account holder

**Or 40% discount on IIB duplicate or non IIB checks.  First check order must be placed at time of account opening.

***Or an equivalent credit toward a larger safe deposit box, subject to availability. Must be initiated at time of account opening.