Idaho Medical Savings

Prepare for the (un)expected — put aside tax-free money with an MSA.


An MSA, or Medical Savings Account, is just like a normal savings account, but with a few additional benefits. This account is designed to help you save for qualifying medical expenses and long-term care costs while reducing the amount of Idaho individual income tax that you owe.*

  • Tax deductible* way to pay for qualifying medical expenses**
  • No monthly service fee when you maintain a minimum $500 daily balance and enroll in e-statements
  • Free Visa® debit card available
  • Free IndependentAccess® online banking
  • Direct deposit available       
  • $50 deposit to open

There’s no better timeTO GET STARTED

*Consult a tax advisor

**Penalties may apply if used for non-medical expenses