Premier Idaho Medical Savings Account

Be prepared for medical expenses with tax-free savings and extra benefits.*

We love seeing you happy and healthy — that’s why we give you even more incentive to keep up with your doctor visits with our Premier Idaho Medical Savings Account. Enjoy the tax-free savings and features of our basic MSA, along with added bonuses such as contribution monitoring, a healthcare discount card and more. 

  • Tax-free savings for qualified medical expenses*
  • Contributions are tax-deductible at the Idaho State level*
  • Available to all Idaho residents, with no restrictions
  • $500 minimum daily balance required to earn competitive interest
  • $200 minimum daily balance required to avoid a monthly service charge
  • $36 annual fee
  • Savings roll over from year to year
  • Upgraded customer support featuring regulatory and compliance guidance
  • Includes over contribution monitoring and deposit totals/tax reporting
  • Enjoy the benefits of a healthcare discount card
  • Paper statements available for $1.25 per month or e-statements at no charge
  • Free IndependentAccess®online banking
  • $50 minimum deposit to open

    *Idaho Independent Bank does not render tax advice.  For more information, consult your tax advisor. This page does not provide full explanation of tax laws or regulatory guidelines.


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