Basic Health Savings Account

Handle medical expenses as they arise with tax-advantaged savings.*

If you have a high-deductible health insurance plan, discover the benefits of opening an HSA account. You’ll build savings while enjoying special tax advantages, including a reduced taxable income for every dollar you deposit. You’ll also earn competitive interest on your balance of $500 or more, and there’s no annual fee to worry about.

  • Tax-advantaged savings for qualified medical expenses*
  • Every dollar deposited reduces your federal taxable income
  • Works with your high-deductible health plan
  • $500 minimum daily balance required to earn competitive interest and avoid a monthly service charge
  • No annual fee
  • Savings roll over from year to year
  • Includes limited over contribution monitoring and deposit totals/tax reporting
  • Paper statements available for $1.25 per month or e-statements at no charge.
  • Free IndependentAccess® online banking
  • $50 minimum deposit to open
  • Compare to Premier

*Idaho Independent Bank does not render tax advice. For more information, consult your tax advisor. This page does not provide full explanation of tax laws or regulatory guidelines.

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