Personal

Idaho Independent Bank offers the same full range of financial services as the big banks but with a personal touch. We have account options to fit almost anyone's individual needs.

  • Freedom Checking

    Freedom Checking gives you the freedom to take control of your finances.

    • No minimum balance
    • No monthly service charges
    • Unlimited check writing

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  • Moneymaker Checking

    This account is everything you need and more ‹ with no minimum balance to earn interest!

    • Earns interest
    • Free electronic services
    • Unlimited check writing

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  • Gem Checking

    Interest is tiered in this account; the higher your balance, the more interest you will earn.

    • Earns interest
    • Tiered interest rates
    • Unlimited check writing

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  • Independent Checking

    Our Independent Checking account is specifically for customers ages 62 and older.

    • Available to customers age 62+
    • Earns interest
    • No monthly service fees

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  • Health Savings

    Save for medical expenses while obtaining federal tax deductibility for your deposits.

    • Federal tax deductible
    • Competitive rates
    • Funds roll over annually

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  • Idaho Medical Savings

    Prepare for the unexpected and receive state tax deductibility for up to $20,000 of your funds.

    • State tax deductible
    • Make unlimited withdrawals
    • For medical expenses only

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